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Airbnb
The principle of trusting each other appears to me to be the essential factor when using Airbnb. Reading the previous discussions I can absolutely understand that hosts would prefer some sort of full insurance. However, it is questionable whether insurance would be the effective feature to implement. I believe that exactly the absence of full insurances lead to as many positive resonances as is present to this date. Guests feel even more obliged to leave the apartments and houses in good condition, because of the awareness that there is no such thing as coverage for failing to do so. (...)